So, when you are the victim of a traffic accident, you should know that you can claim for the damages caused to both yourself and your vehicle. Some aspects must be taken into account:
The accident report must be filled out correctly and submitted to the insurance company.
If you have any injuries, go to the emergency room immediately.
If you do not have insurance or the other party did not have it at the time of the list of contact numbers in philippines accident, the Insurance Compensation Consortium would intervene .
If you find yourself in this situation, it is best to put yourself in the hands of professionals and specialists in the field, such as traffic accident lawyers . This is a law firm specialized in traffic accidents and pedestrian accidents, with free consultations and visits and they only charge when they win.
Claiming a traffic accident
After a traffic accident, compensation may be claimed for both personal injuries (days of hospitalization, days of disability and non-disability , after-effects, etc.) and for expenses arising from the accident (private rehabilitation, neck braces, medication, transportation, vehicle damage, etc.).
The injured party or his heirs have the direct action to demand this compensation.
The limitation period for filing a claim against the insurer is one year from the date of the accident.
"After a traffic accident, you have one year to claim compensation for both personal and material damages."
Procedure for claiming compensation
First of all, you must resort to the extrajudicial route , that is, claim compensation from the insurance company. This is known as a " reasoned offer " and is mandatory before resorting to the judicial route.
The claim is reported to the insurance company and compensation is requested. This claim will interrupt the limitation period. Once the claim has been submitted, a reasoned offer of compensation must be submitted within three months.
After the motivated offer, you can indicate your disagreement with it and if no agreement is reached, go to court.
If the courts are finally resorted to , the injured party or victim must intervene with a lawyer and a solicitor. A claim is filed to obtain compensation for the damages and losses suffered in the accident. It will be processed by the ordinary procedure if the amount exceeds 6,000 euros or the amount is undetermined, article 249 of the Civil Procedure Law. If the amount is lower, the procedures of the verbal trial will be followed , article 250 of the Civil Procedure Law.